Naija CBN don give oda sey from January 2013 to own or open account for naija, man must have national ID card. Bank go capture all ya biometric information keep for dia computer. Bank people, I take God beg una , I hope sey ya database safe o. All di biometric information wey go dey for bank hand na answer to prayer for yahoo yahoo people. On paper and for mind di idea na better one but once man configure nigeria factor inside , wahala dey o. I read the whole tori for vanguard nobody dey mention wetin go happen if identity theft dey. Naija wey be say person fit organise anything with the right cash for hand. Anyway make we siddon look, everyman for imself, God for us all.